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COMPANY	PRODUCT	ADVERTISED RATE	COMPARISON RATE*	ANNUAL FEE	FEATURES
ANZ Bank Reviews Bank   3.7 (20 Reviews) MakesCents Consumer Star Rating SEE ALL REVIEWS	Owner occupied – Fixed rate home loans	2.29% p.a	4.02% p.a	$395	Interest rate discounts on eligible loan accountFee waivers on eligible loan accounts, including Loan Approval Fee, Valuation Administration Fee, Renegotiation Fee and Loan Administration Charge No limit on the number of eligible home loans under the one packageChoice of variable or fixed home loan optionsBenefits and discounts on Credit Cards and Insurances VISIT BANK SITE
Commonwealth Bank Reviews Bank   3.8 (43 Reviews) MakesCents Consumer Star Rating SEE ALL REVIEWS	2 Year Fixed rate (Owner Occupied) with Wealth Package	2.29%	3.99%	$395	No upfront home loan establishment feesNo monthly home loan service feesNo annual credit card feesChoose to pay P&I weekly, fortnightly or monthly. Or Interest OnlyLinked Offset Accs VISIT BANK SITE
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ING Bank Reviews Bank   4.1(14 Reviews) MakesCents Consumer Star Rating SEE ALL REVIEWS	Mortgage Simplifier	2.59%	2.62%	$299	Unlimited additional repaymentsNo interest offsetRedraw facilityFree ATMs everywhere in AustraliaNo ongoing monthly or annual account-keeping fees VISIT BANK SITE
Macquarie Bank Reviews Bank   3.8 (2 Reviews) MakesCents Consumer Star Rating SEE ALL REVIEWS	Basic Home Loan	2.59%	2.59%	$0	Fee free redraw from your loan using online banking.Opt in to receive Qantas Points (different rates apply)1.Up to 6 loan accounts. VISIT BANK SITE
ME Bank Reviews Bank   3.6 (5 Reviews)MakesCents Consumer Star Rating SEE ALL REVIEWS	Basic Home Loan	2.58%	2.6%	$0	No application fees Offest accounts VISIT BANK SITE
NAB Bank Reviews Bank   3.8 (23 Reviews)MakesCents Consumer Star Rating SEE ALL REVIEWS	Basic Variable Rate Home Loan	2.69%	2.69%	$0	Unlimited redrawsUnlimited additional repaymentsOffset accountSplit loanNo Monthly or application fees VISIT BANK SITE
St George Bank Reviews Bank   4.8 (7 Reviews)MakesCents Consumer Star Rating SEE ALL REVIEWS	Simplicity – Basic Home Loan	2.64%	2.66%	$0	Up to $3,000 Cashback offerNo-Frills Low feesNo charge extra repayments$0 Monthly service feeUse the equity in a family member’s home VISIT BANK SITE
Suncorp Bank Reviews Bank   3.9 (9 Reviews)MakesCents Consumer Star Rating SEE ALL REVIEWS	Back to Basics – Low Rate Low Fee Home Loan	2.78%	2.79%	$0	No monthly account keeping fee.No ongoing annual fee.No loan establishment fee on new loans over $150,000.Unlimited repaymentsRedraw additional repayments as cashback VISIT BANK SITE
Westpac Bank Reviews Bank   3.6 (28 Reviews)MakesCents Consumer Star Rating SEE ALL REVIEWS	Flexi First Option Home Loan	2.79%	2.8%	$0	No fees for loan maintenance or redrawNo setup fee with principal & interest repaymentsParental leave assistanceEasily switch to Interest Only VISIT BANK SITE